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Term Life Insurance Without Medical Exam? ›
Even if you do not take a medical exam, most companies will ask you to fill out a health questionnaire. Some have relatively few questions, while others can be very in-depth. It's important to be honest when answering as it will ensure the best offer for premium and protect your policy and its future benefits.Do you have to answer medical questions for term life insurance? ›
Even if you do not take a medical exam, most companies will ask you to fill out a health questionnaire. Some have relatively few questions, while others can be very in-depth. It's important to be honest when answering as it will ensure the best offer for premium and protect your policy and its future benefits.Can you really get life insurance without a medical exam? ›
There are two common types of life insurance policies that don't require a medical exam: simplified issue and guaranteed issue. Understanding what they both offer and the differences between them can help you make an informed decision about which no medical exam life insurance policy will work best for your needs.How much life insurance can you get with no medical exam? ›
How Much Life Insurance Can I Get With No Medical Exam? If you qualify for no medical exam life insurance, you can get coverage up to $2 million.Who has the largest amount of life insurance without medical exam? ›
Whole life insurance
However, whole life without a medical exam is generally limited to small policies with a maximum coverage amount of around $50,000.